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Hot Plans
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PROFIT PLUS |
This is a unit linked Endowment plan which offers
investment-cum-insurance
during the term of the policy.
Age of Entry: 0-65 years
Minimum Premium: Rs. 10,000
Tax Rebate: Under 80 C section 100%
Average Return: 25-30% annual on premium
Example of the premium; 1 Lac Premium
|
Year Age |
Assumed |
Premium |
Premium |
Charges |
AlJoted |
Deducted Total
Units |
Sur. Val |
Risk Cover |
|
|
|
|
NAV (Own Fund) |
(Withdrawl)
Deducted |
Units |
Units |
|
|
"'ormal |
Acci |
|
2007 30 |
10.0000 |
100000 |
0 |
. 2596..79 |
7403.721 |
0.000 |
7403.721 |
0 |
1000000 |
200 |
|
2008 31 |
12.5000 |
100000 |
0 |
7463.45 |
7402.924 |
0.000 |
14806.645 |
0 |
1000000 |
200 |
|
2009 32 |
15.6250 |
100000 |
0 |
6891.43 |
5358.948 |
0.000 |
20765.593 |
0 |
1000000 |
200 |
|
2010 33 |
19.5312 |
0 |
100000 |
1742.80 |
4902.781 |
4992.013 |
20676.361 |
403830 |
900000 |
190 |
|
2011 |
34 |
24.4141 |
0 |
100000 |
1487.47 |
3932.667 |
3993.594 |
20615.434 |
503305 |
800000 |
180 |
|
2012 35
|
30.5176 |
0 |
100000 |
1203.52 |
3155.441 |
3194.878 |
20575.997 |
627938 |
800000 |
180 |
|
2013 36 |
38.1470 |
0 |
100000 |
102fl.10 |
2629.004 |
2555.903 |
20549.098 |
783886 |
800000 |
180 |
|
2014 37 |
47.6837 |
0 |
100000 |
804.11 |
2027.861 |
2044.724 |
20532.235 |
979059 |
979059 |
197 |
|
2015 35 |
59.6046 |
0 |
100000 |
781.17 |
1622.674 |
1635.780 |
20519.129 |
1223043 |
1223043 |
222 |
|
2016 39 |
74.5058 |
0 |
100000 |
781.17 |
1298.138 |
1308.623 |
20508.644 |
1528017 |
1528017 |
252 |
|
2017 40 |
93.1323 |
0 |
100000 |
781.17 |
1\:'38.510 |
1046.898 |
20500.256 |
1909230 |
1909230 |
290 |
|
2018 41 |
116.4153 |
0 |
100000 |
781.17 |
830.809 |
837.519 |
20493.546 |
2385756 |
2385756 |
338 |
|
2019 42 |
145.5192 |
0 |
100000 |
781.17 |
664.647 |
670.015 |
20488.178 |
981419 |
2981419 |
398 |
|
2020 43 |
181.8989 |
0 |
100000 |
781.17 |
531.718 |
536.013 |
20483.883 |
:\725998 |
3725998 |
472 |
|
2021 |
44 |
227.3737 |
0 |
100000 |
781.17 |
425.374 |
428.810 |
20480.447 |
4656721 |
4656721 |
565 |
|
2022 45 |
284.2171 |
0 |
100000 |
781.17 |
340.299 |
343.047 |
20477.699 |
5820110 |
5820110 |
682 |
|
2023 46 |
355.2714 |
0 |
100000 |
781.17 |
272.239 |
274.438 |
20475.500 |
7274351 |
7274351 |
827 |
|
2024 47 |
444.0892 |
0 |
100000 |
781.17 |
217.791 |
219.550 |
20473.741 |
9092163 |
9092163 |
1009 |
|
2025 48 |
555.1115 |
0 |
100000 |
781.17 |
174.233 |
175.640 |
20472.334 |
11364438 11364438 |
12.16 |
|
2026 49 |
693.8894 |
0 |
100000 |
781.17 |
139.387 |
140.513 |
20471.208 |
14204746 14204746 |
1520 |
|
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Summ;try C,f )rcscntnti()n
Yield:- 23.9% |
|
|
|
|
|
|
|
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Maximum Risk Cover Normal |
|
|
|
14,204,746 |
|
|
|
|
|
|
Maximum Risk
Cover Accidental |
|
|
|
15,204,746 |
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Total Premium
Paid by Policyr"'folder |
|
|
|
300,000 |
|
|
|
|
|
|
Total Charges
Deducted |
|
|
|
|
55,956 |
|
|
|
|
|
|
Amount
Receivable by PolicyHolder from LlC |
|
|
17,755.948 |
|
|
|
/ |
Above Figures
are based on certain as.sumptions which are liable to be
changed according to the rules of LlC |
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HEALTH PLAN II |
A UNIT LINKED HEALTH INSURANCE PLAN
* Eligibility: 18-55 years
*All medical surgical Cover
*Tax rebate: 15000 extra in sec 80 D
means you will save 1.15 Lac tax every year. (including 1Lac
saving, 80 -C section)
* Policy will never lapse
*Automatic renewal
*20% return on Premiums
Comparison with Mediclame where no refund of premium . Best
Medical Plan
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